Current Rates for Online Savings Accounts

Shop Around for Your Savings

Updated 12/25/07

5.30% OneUnited Unity Gold E-Savings
$1K to open | $1K to earn stated interest | No fees

5.22% UFB Direct Absolute Savings
$1 to open | $1 to earn interest | No fees

5.11% AmTrust Direct e-Money Market
$1 to open | $1 to earn stated interest | No fees
Note: Rate shown is stated as a promo rate that is fixed for 90 days

5.05% FNBO Direct Online Savings
$1 to open | No min to earn interest | No fees

5.05% E*TRADE Complete Savings
$1 to open | No min to earn interest | No fees

5.05% BancoFortuna Fortuna Savings
$1 to open | No min to earn interest | No fees
Note: English and Spanish versions of the site are available; an online offering from Emigrant Bank

5.00% Savings Square Square Savings Account
No minimum to open | No minimum to earn interest | No fees

5.00% ShoreBank High-Yield Savings
$1 to open | No min to earn interest | No fees
Note: $25 bonus available for new accounts; see fine print on site for promo code

5.00% Umbrella Bank Pot O'Gold Money Market
$1K to open | $1K min to earn stated interest | $1K to avoid fee of $10
Note: Balances less than $1,000 earn 0.60% and are subject to fee

4.90% Apple Bank Grand Yield Direct
$2500 to open | $1 to earn interest | No fees

4.90% iGObanking iGOSavings
No min to open | No min to earn interest | No fees

4.85% M&T Bank e-Money Market
$1 to open | $1 to earn stated interest | No fees

4.75% KeyDirect Signature Money Market Savings
$50 to open | .01 to earn interest | No fees

4.75% Amboy Direct Premium Savings
$1 to open | No min to earn interest | No fees

4.75% WaMu Online Savings
$1 to open | $1 to earn interest | No fees
Note: To earn this rate with this account you must open an online checking account in conjunction with the savings; otherwise, the online savings rate is a pitiful 0.25% APY

4.65% Emigrant Direct AmericanDream SavingsAccount
$1 to open | No min to earn interest | No fees
Note: SavingAdvice offers a sign-up bonus for new accounts

4.59% Ultima Bank Savings
$1K to open | $1K to earn stated interest | $1K min to avoid fee of $10

4.50% E-LOAN Online Savings
$5K to open | No min to earn interest | No fees
Note: Account may be closed if balance is less than $500 for 90 days

4.50% GMAC Bank Money Market Savings
$50 to open | $500 min to earn stated interest | $500 min to avoid $5.00-$7.50 fee

4.40% Presidential Bank Premier Savings
$5K to open | No min to earn interest | No fees

4.40% Capital One Direct High Yield Money Market
$1 to open | No min to earn interest | No fees

4.25% HSBC Direct Online Savings
$1 to open | $1 to earn interest | No fees

4.25% UnivestDirect Anytime Online Savings
$1 to open | $1 min to earn interest | No fees

4.10% ING Direct Orange Savings
$1 to open | No min to earn interest | No fees
Note: $25 bonus available for new accounts

        ING Direct Bank

         ING currently pays 4.30% standard rate - no minimum balance required. Everyone earns the same high yield.
         No Fees - every penny you deposit goes to work for you.
         No Changing Banks - the Orange Savings Account is linked to your checking account.
         24-hour Access To Your Account - you're always ready for opportunities.
         FDIC Insured- your money is always safe and secure.

Disclaimer: This listing is not intended to serve as a comprehensive guide to all terms on each of the listed accounts. Banks may change offers/terms at any time. Neither the poster nor this site are liable for any error, or unreported changes, in value, terms, or other details as listed here. Read each offer, account details, and terms of service on the institution's web site carefully when considering a new account.

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